Innovating financial services with SAP and Data Science. The banking and insurance sectors face increasing regulatory requirements, risk management challenges, and customer expectations. We offer SAP and data science solutions that enhance regulatory compliance, improve risk management, and deliver personalized customer experiences, driving trust and profitability in financial services.
Core Technologies: SAP ERP | SAP S/4HANA | SAP BTP | Microsoft Azure
Our legacy systems are fragmented, making it impossible to get a single view of customer risk and profitability.
Digital competitors are faster and more agile. How can we modernize without disrupting core banking and insurance operations?
Compliance reporting is a massive overhead, and regulations are constantly changing.
We want to offer personalized, digital-first experiences, but our systems and data architecture are not fit for it.
Our claims and policy management processes are inefficient, manual, and costly.
Risk and finance teams rely heavily on spreadsheets — we need integrated reporting and predictive insights.
The financial services industry is undergoing a major transformation, balancing regulatory compliance, technological disruption, and the shift toward customer-centric, digital-first experiences.
Over 1,000 customers
100 Countries
25+ years of innovation
SAP solutions for Banking and Insurance cover core processes from contract and policy management to claims, premium calculation, financial product accounting, and regulatory reporting. The great strength of SAP lies in the integration of finance and risk, ensuring transparent value flows and compliance with IFRS 17, IFRS 9, and Solvency II.
For advanced customer experience, actuarial modeling, or omni-channel engagement, many institutions integrate third‑party systems or front-end platforms. To make data accessible for non-SAP users, additional analytics and dashboards are often deployed.
In many cases, it is sensible to build interfaces to surrounding systems. Conactive has extensive experience in integration and helps clients design flexible and secure architectures that combine SAP’s reliability with innovative digital solutions.
SAP S/4HANA is the next-generation ERP suite providing real-time data processing and analytics for a wide range of industries. It is SAP's flagship product set to replace SAP ERP.
SAP Enterprise Resource Planning (SAP ERP) offers complete business solutions, including real estate, manufacturing, planning, utilities, financial and human resource management.
SAP Corporate Mortgage Loans (SAP CML) manages mortgage and loan contracts, particularly in the banking and insurance sectors.
SAP Business Technology Platform (SAP BTP) provides cloud-based development and integration solutions across various industries.
SAP Analytics Cloud (SAC) is a platform for business intelligence, planning and predictive analytics that enables data-based decisions through dashboards, reports and real-time analyses.
Microsoft Azure is a cloud platform offering computing and data management services. It offers a data ecosystem with PowerBI, Synapse, Fabric, Data Lake, and Connectors to meet client's data needs.
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conactive GmbH
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ConactiveAmerica Inc
1110 SW 28th St
Cape Coral, FL 33914
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